Processing timeline
5
days
Filed
9 July 2026
Decision Due
20 Aug 2026
Est decision date: 12 Aug 2026. Based on 34 decided Professional & Business Services notifications.
Acquirer(s)
Retail Payment Solutions Pty Ltd ABN - 89 683 915 657
Target(s) or Vendor(s)
Paydock Holdings Pty Limited ABN - 31 607 215 163, Paydock AUNZ Pty Limited ABN - 96 607 219 116, Paydock Ltd
Other parties
Coles Group Limited ABN - 11 004 089 936
Coles Group Limited, through its subsidiary Retail Payment Solutions, proposes to acquire the business assets of Paydock Ltd, Paydock Holdings Pty Limited and Paydock AUNZ. This transaction sees the supermarket and liquor retailer expanding its payment acquiring services by acquiring a payment orchestration platform provider.
Retail Payment Solutions Pty Ltd ( RPS ), which is owned by Coles Group Limited ( Coles ), proposes to acquire the business assets of Paydock Ltd, Paydock Holdings Pty Limited and Paydock AUNZ Pty Limited (together, Paydock ) (the Acquisition ). Coles is an Australian public company (ASX: COL) that primarily operates supermarkets and retail liquor stores trading under the Liquorland banner. RPS provides payment acquiring services to Coles and a limited number of other Australian retailers through its own payment infrastructure, which supports the routing, processing and settlement of in-store and online card transactions. Paydock is a software group based in both Australia and the United Kingdom. Paydock provides a payment orchestration platform to merchants and financial institutions, which integrates multiple online payment methods and payment service providers.
The ACCC has prepared a questionnaire on the Acquisition. Submissions or information in response to the questionnaire should be provided by 16 July 2026 via email to mergers@accc.gov.au with the title Submission re: Coles – Paydock . The ACCC’s ability to give detailed consideration to submissions received after this time may be limited.