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MN-85047

Blackstone funds and Perpetual Trustees / HSBC loan portfolioMN-85047

View on ACCC

Processing timeline

1

days

Filed

27 Aug 2026

Decision Due

9 Oct 2026

Est decision date: 29 Sept 2026. Based on 88 decided Professional & Business Services notifications.

Type
Notification
Outcome
Pending
Stage
Phase 1 - initial assessment
Status
Under assessment

Parties

Acquirer(s)

ABF Whole Loan Pty Ltd ACN - 699 486 167, PERPETUAL CORPORATE TRUST LIMITED ABN - 99 000 341 533, VIRGO BIDCO PTY LTD ABN - 89 699 487 119

Target(s) or Vendor(s)

HSBC BANK AUSTRALIA LIMITED ABN - 48 006 434 162, Lion Series 2024-1 Trust, Lion Series 2022-1 Trust, Lion Series 2020-1 Trust, Lion Series 2023-1 Trust

Other parties

None listed

Summary

Funds advised by Blackstone, alongside Perpetual Corporate Trust Limited, propose to acquire HSBC Bank Australia Limited’s portfolio of Australian home and personal loans. This asset acquisition includes interests in existing securitisation trusts, aligning with HSBC's announced exit from Australian retail banking operations.

Acquisition details

Virgo BidCo Pty Ltd ( BidCo ), an affiliate of certain funds advised and/or managed by affiliates of Blackstone Inc. ( Blackstone ), proposes to acquire HSBC Bank Australia Limited’s ( HBAU ) portfolio of Australian home and personal loans (the Acquisition ). BidCo intends to direct that title in these loans be transferred at completion to Perpetual Corporate Trust Limited ( Perpetual ) in its capacity as trustee of three securitisation trusts. Perpetual will appoint Pepper Money Limited under contractual servicing arrangements to undertake the operational management and administration of the loans. Certain home loans originated by HBAU are held within four existing securitisation trusts – the Lion Series 2020-1 Trust, Lion Series 2022 1 Trust, Lion Series 2023-1 Trust and Lion Series 2024-1 Trust (together, the Lion Trusts ). As part of the Acquisition, BidCo will nominate ABF Whole Loan Pty Ltd (an affiliate of certain funds advised and/or managed by affiliates of Blackstone, and BidCo’s parent) to acquire the sole participation unit and 9 of the 10 residual units in each of the Lion Trusts. Perpetual CT Capital Pty Ltd (a Perpetual Group entity) will acquire 1 of the 10 residual units in each of these trusts. Blackstone is a US-based investment management firm. Perpetual is a Sydney-based trust company and a wholly-owned subsidiary within the Perpetual group of companies ( Perpetual Group ), of which Perpetual Limited is the ultimate parent company. HBAU is the Australian-owned subsidiary of HSBC Holdings plc (including its affiliates, HSBC ). HBAU currently offers a range of financial services in Australia, including retail banking, private banking, asset management and corporate and institutional banking. HSBC has announced it intends to exit its retail banking operations in Australia.

Industry

Broad:Professional & Business Services

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