MergerLoop
  • Home
  • All Deals
  • Newsletter
  • 20 Weeks In Report
Back to register

MergerLoop is a DDLoop project

Back to register
WA-30021

Regional Australia Bank / South West Slopes Credit UnionWA-30021

View on ACCC

Processing timeline

15

days

Filed

26 May 2026

Notification waiver determination published

Decision

10 June 2026Notification waiver determination published
Type
Waiver
Outcome
Approved
Stage
Waiver application
Status
Assessment completed

Parties

Acquirer(s)

REGIONAL AUSTRALIA BANK LTD ABN - 21 087 650 360

Target(s) or Vendor(s)

SOUTH WEST SLOPES CREDIT UNION LTD ABN - 80 087 650 673

Other parties

None listed

Summary

Regional Australia Bank acquired South West Slopes Credit Union (SWSbank) via a Total Transfer of Business of all assets and liabilities. This banking sector deal sees Regional Australia Bank ($5.03 billion assets, 120,000 members) integrate SWSbank's $323 million assets and 14,000 members, expanding its regional NSW presence.

Acquisition details

Regional Australia Bank Ltd ( Regional Australia Bank ) and South West Slopes Credit Union Ltd (trading as SWSbank ) have lodged a regulatory submission with the Australian Prudential Regulation Authority ( APRA ) for SWSbank to undertake a Total Transfer of Business of all assets and liabilities to Regional Australia Bank. Upon completion of the Transfer of Business, SWSbank members and customers will be migrated to Regional Australia Bank. All of the assets, liabilities and members of SWSbank will transfer to Regional Australia Bank (the Acquisition ). Regional Australia Bank is a customer owned banking institution and has been providing a full range of banking services to its members across regional Australia for over 55 years. Operating in regional NSW, and with administrative offices located across Armidale, Port Macquarie and Lismore, Regional Australia Bank has over 120,000 members, assets of $5.03 billion and is serviced by 49 branches and offices throughout New South Wales and southern Queensland and around 480 employees. SWSbank is a customer owned banking institution and has been providing a full range of banking services to its members across the Riverina regions of NSW since its inception in 1972. SWSbank operates 4 branches and 1 agency across its regions with the head office located in Young (NSW). SWSbank employs around 40 staff and has over 14,000 members and $323 million in assets. Regional Australia Bank and SWSbank provide retail loan and deposit banking services, including, personal, home and business loans, transaction accounts, savings accounts and term deposits to members and customers across regional Australia.

Industry

Broad:Financial Services & InsuranceANZSIC 6221:Banking

Decisions and key events

10 June 2026Notification waiver determination publishedAttachmentPDF146.8 KB

More Financial Services & Insurance deals

  • ANZ, CBA, NAB and Westpac / shares in joint venture and interests in Joint Cash PoolMN-20014 · Notification · Filed 3 June 2026
  • ANZ Banking Group / Worldline AustraliaMN-80014 · Notification · Filed 3 June 2026
  • Zurich / BeazleyMN-30016 · Notification · Filed 22 May 2026
  • Grant Thornton Advisors / Grant Thornton AustraliaWA-95020 · Waiver · Approved
  • Magellan Financial Group / BarrenjoeyMN-95007 · Notification · Approved
  • Mastercard / BVNKMN-50015 · Notification · Approved